WebInsurers use your existing salary to calculate your income protection cover amount. They’ll usually cover between 50-70% of your salary, depending what you earn and what you can afford in premiums. This means you’ll receive a monthly income of 50-70% of your pre-tax income if you’re too ill to work and need to claim. WebIncome protection insurance, sometimes known as income insurance, is designed to replace part of your income to make sure money is still coming in, even if you can't work. Generally, income protection insurance can provide you with up to 70 per cent of your regular income for a specified period of time – called the benefit period.

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